Month: January 2025

Deciding Between Liability Only Auto Insurance and Full Coverage Auto? What to Know

Posted on by agentinsure

Car insurance is essential if you own a car. There are many types of car insurance, including full coverage and liability only. If you’re trying to get car insurance, you’ll need to decide which type is right for you.

Southwest Insurance Center in Austin, TX can help. We provide customer service and answer customer questions to make choosing insurance easier. Here’s what you need to know.

Understanding Full Coverage Auto Insurance

Full coverage auto insurance is a type of auto insurance that pays to repair or replace your vehicle under a range of conditions. It will cover your vehicle after a collision, even if you caused the accident. This type of auto insurance will also pay to replace your vehicle if it is stolen or damaged in a number of non-collision-related incidents, including vandalism, fire, or accidents with animals.

What Is Liability Only Auto Insurance?

Liability-only insurance pays to repair or replace the other driver’s vehicle in the event of a collision if you are at fault. This type of insurance meets the minimum requirements for owning and driving a vehicle.

Which One Should I Choose?

Choosing a type of auto insurance can be challenging. Many factors, including coverage amounts, the value of your vehicle, and whether you have an auto loan, must be considered.

If you’re trying to decide which type of auto insurance is right for you, contact Southwest Insurance Center in Austin, TX. We can help! We provide a range of services and can answer your questions about each type of auto insurance. Call today to learn more about liability-only and full-coverage auto insurance and which is right for you.

Life Insurance is Growing in Popularity Among Younger Gens

Posted on by agentinsure

While life insurance is often viewed as a concern for later in life, it’s no secret that starting a policy earlier offers more benefits, options, and advantages. This understanding may be why millennials are driving a surge in the popularity of life insurance, recognizing the value of initiating a life insurance policy earlier rather than later in life. Whether you’re a Baby Boomer, Gen Xer, or a forward-thinking Millennial in and around the greater Austin, TX area, Southwest Insurance Center offers life insurance solutions for every generation.

It’s Never Too Early or Too Late to Start a Life Insurance Policy

From Generation Z to Baby Boomers, getting life insurance is never too early or late. While we often think of life insurance as a resource to cover burial and funeral expenses, it can offer much more. However, much of what life insurance can provide is directly related to the age of your policy. That’s where the foresight of the Millennial generation is becoming evident, and why so many people are turning to life insurance solutions now rather than later.

Life Insurance for Every Generation

If you live in or around Austin, TX, and have questions or want to learn more about life insurance, we can help. Contact Southwest Insurance Center to learn more and schedule an appointment for the coverage you need and deserve.