Why personal article insurance is essential for your high-value items

Many people in the greater Austin, TX area are unfamiliar with the benefits that come with having a personal article insurance policy along with their homeowner’s or renter’s coverage. Southwest Insurance Center is here to answer all of your questions on this topic and help you determine if a personal article policy is right for you.

Protect your high-value items with a personal article insurance policy

An often overlooked fact of homeowner and renter policy coverage specifications is the coverage limit on single items. Most policies will stipulate the maximum amount of coverage that it provides for single items like jewelry, artwork, electronics, and other items. If you are the owner of any items that have significant value, it’s time to make sure that you have any additional coverage that you may need.

High-value items are also typically sentimental in value. This means that their loss will be especially painful if they aren’t also covered monetarily. It makes sense to do a regular review of your belongings and personal items to determine which exceed the maximum allowed coverage levels. Following the review, sit down with your local insurance agent and determine which personal article policies are right for your needs. With the appropriate coverage in place, you can rest assured that you will have the protection you need in the event that you experience a covered event. Don’t wait to find out too late that your policy does not provide adequate protection!

If you are in the greater Austin, TX area and would like to learn more about the personal article policy options that are available, call or stop the Southwest Insurance Center today! We can answer all of your questions and help you determine if there are gaps in your current insurance policies.