Is Boat Insurance Right For You?

Our friends in Austin, TX love to spend their hotter days out on the water. Texans love their recreational toys, from boats to jetskis and all vessels in-between. At Southwest Insurance Center, we want to protect your favorite watercraft all year-round. You may be surprised by the wide range of vessels that can be covered by a boat insurance policy!

Different Kinds of Boat Insurance

Boats 

All sorts of boats can be insured with a boat insurance policy. If you’re a boating enthusiast you’re probably already familiar with the astounding amount of different models out on the water today. Just a small sample of insurable boat types include:

• Walk-Arounds, Cuddy Cabin, Center Consoles, and Bow Riders – Typically used for fishing and recreation with seating for passengers, with or without a cabin in the bow. 
• Ski Boats – High horsepower, flat bottom boats designed to tow skiers and other high-speed sports.
• Pontoon Boats – Also known as "party boats", these feature wide, flat platforms floated on pontoons.
• Sailboats – Used in professional sports, fishing, or recreation. The main source of propulsion comes from the sail with or without the help of a motor.

Personal Watercraft

Yes, even your favorite personal watercraft (or PWC) can be covered with boat insurance. At its most basic, a personal watercraft is a jet-propelled marine recreation vehicle that features handlebars and a saddle for one to three passengers. However, there are plenty more types of PWC that could be covered by boat/marine insurance!

A Necessity

Your homeowner’s insurance policy may cover some limited boat damage, but it typically won’t cover you for liability. Only a real boat insurance policy could cover your vessel for damages caused by you or injuries you sustain in an accident. 

If you’re boating around Austin, TX allow Southwest Insurance Center to find the perfect policy to protect your favorite watercraft today!