Dos and Don’ts of Filing an Auto Insurance Claim

Things can get pretty stressful following a collision. To ensure you are properly compensated, you want to ensure that you correctly file an auto insurance claim with your Austin, TX insurance company. Here are a few dos and don’ts to follow from Southwest Insurance Center.

Do Document Absolutely Everything

No matter whether you think it is relevant or not, take note of it. Your insurer can use what is necessary and put aside the rest. Take pictures of all vehicles involved, the scene of the accident, the road, the weather, obstructions, etc. Don’t forget to take down eyewitness information. Seek medical attention immediately if you are injured.

Don’t Throw Away Your Receipts

After an accident, you will be out money for medical expenses, auto repairs, property repairs, and a variety of other expenses. Make certain that you keep the receipts (or at least copies of them) of anything you pay for. More often than not, these expenses are refundable, but you will need to provide proof of these costs to your insurer.

Do File Your Claim ASAP

It is important to understand that the claims process needs to get started as soon as possible, which means you need to file your auto insurance claim at your very earliest convenience following the accident. In fact, you should familiarize yourself with the requirements of your insurer, as most insurance policies will require that you file within a certain time period—typically within 24 hours.

If you need help filing your auto insurance claim, don’t hesitate to contact our team at Southwest Insurance Center. We are happy to answer any questions or concerns you may have and guide you through the claims filing process. Alternatively, if you are looking for auto insurance in Austin, TX, let us help you assess your individual needs and provide you with an auto insurance quote.